How to Withdraw Cash Using UPI in India

UPI (Unified Payments Interface) is a popular payment system in India that allows you to make payments to merchants, friends, and family without the need for a debit or credit card. You can also use UPI to withdraw cash from ATMs.

Requirements & Steps

To withdraw cash using UPI, you will need:

A UPI-enabled app, such as Google Pay, Paytm, or PhonePe.
A smartphone with an internet connection.
An ATM that supports UPI cash withdrawal.

Here are the steps on how to withdraw cash using UPI:

Go to an ATM that supports UPI cash withdrawal.
Select the “UPI cash withdrawal” option on the ATM screen.
Enter the amount you want to withdraw.
Scan the QR code displayed on the ATM screen using your UPI app.
Enter your UPI PIN to authorize the transaction.
Collect your cash.
Check Image Bellow to understand the Process

What Is UPI ID & How To Create It

FAQ of withdrawing cash using UPI

UPI cash withdrawal limit

The maximum amount you can withdraw using UPI cash withdrawal varies from bank to bank. It is usually around Rs. 10,000 per day.

UPI cash withdrawal charges

There are no charges for withdrawing cash using UPI at your own bank’s ATM. However, some banks may charge a fee for withdrawing cash at non-home bank ATMs.

UPI cash withdrawal at non-home bank ATM

You can withdraw cash using UPI at any ATM, regardless of the bank that issued your debit card. However, you may be charged a fee by your bank or the ATM operator.

UPI cash withdrawal without a debit card

Yes, you can withdraw cash using UPI without a debit card. All you need is a UPI-enabled app and a smartphone.

UPI cash withdrawal failed

There are a few reasons why your UPI cash withdrawal may fail. Here are some of the most common reasons:

You may have entered the wrong amount or UPI PIN.
Your bank’s daily withdrawal limit may have been exceeded.
There may be a problem with your internet connection.
The ATM may be out of cash.

How to troubleshoot UPI cash withdrawal problems

If you experience problems with UPI cash withdrawal, here are a few things you can try:

Check the amount and UPI PIN you entered.
Make sure that your internet connection is working properly.
Try again at a different ATM.
Contact your bank for help.

Is UPI cash withdrawal safe?

Yes, UPI cash withdrawal is a safe and secure way to get cash. The transaction is encrypted and protected by your UPI PIN.

Conclusion

UPI cash withdrawal is a convenient and secure way to get cash without having to carry your debit or credit card. By following the tips in this blog post, you can ensure that your transactions are safe and secure.

I hope this blog post has been helpful. If you have any questions, please feel free to leave a comment below.